Senate Bill S7587

2021-2022 Legislative Session

Relates to pet insurance

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2021-S7587 (ACTIVE) - Details

See Assembly Version of this Bill:
A3711
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add Art 42-A §§4250 - 4255, Ins L
Versions Introduced in Other Legislative Sessions:
2019-2020: A2976
2023-2024: S3570, A258

2021-S7587 (ACTIVE) - Summary

Regulates the issuance of pet insurance policies covering veterinary expenses.

2021-S7587 (ACTIVE) - Sponsor Memo

2021-S7587 (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   7587
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                             December 10, 2021
                                ___________
 
 Introduced  by  Sen. SKOUFIS -- read twice and ordered printed, and when
   printed to be committed to the Committee on Rules
 
 AN ACT to amend the insurance law, in relation to pet insurance
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section  1.  The insurance law is amended by adding a new article 42-A
 to read as follows:
                               ARTICLE 42-A
                               PET INSURANCE
 SECTION 4250. DEFINITIONS.
         4251. APPLICABILITY.
         4252. COVERAGE DISCLOSURES AND REQUIREMENTS.
         4253. PENALTIES.
         4254. VIOLATIONS.
         4255. RULES AND REGULATIONS.
   § 4250. DEFINITIONS. FOR PURPOSES OF THIS ARTICLE, THE FOLLOWING DEFI-
 NITIONS SHALL APPLY:
   (A) "CHRONIC CONDITION" SHALL MEAN A CONDITION THAT CAN BE TREATED  OR
 MANAGED, EVEN IF NOT CURED.
   (B)  "CONGENITAL  ANOMALY  OR DISORDER" SHALL MEAN A CONDITION THAT IS
 PRESENT FROM BIRTH, WHETHER INHERITED  OR  CAUSED  BY  THE  ENVIRONMENT,
 WHICH,  TO  A REASONABLE MEDICAL CERTAINTY, HAS BEEN DETERMINED TO CAUSE
 OR OTHERWISE CONTRIBUTE TO ILLNESS OR DISEASE.
   (C) "HEREDITARY DISORDER" SHALL MEAN AN  ABNORMALITY  THAT  IS  GENET-
 ICALLY  TRANSMITTED  FROM  PARENT  TO  OFFSPRING  WHICH, TO A REASONABLE
 MEDICAL CERTAINTY, HAS BEEN DETERMINED TO CAUSE ILLNESS OR DISEASE.
   (D) "PET INSURANCE" SHALL MEAN INSURANCE, WHETHER  PROVIDED  UNDER  AN
 INDIVIDUAL  OR GROUP INSURANCE POLICY THAT PROVIDES COVERAGE FOR VETERI-
 NARY EXPENSES.
   (E) "PET INSURER" SHALL MEAN A COMPANY OR ORGANIZATION  WHO  ISSUES  A
 POLICY OF PET INSURANCE.

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD00885-01-1
              

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