Includes the latest changes for 2019–2020 enrollment period.

Today, if you’re 65, there’s not just Medicare.  You could choose one of many Medicare Advantage plans. Or maybe a Medicare supplement program is better. But which? In the ACA Marketplace, your choices range from Bronze to Platinum.  Employer programs are more varied than ever. How do you find the plan that’s best for you and your family? In short, how do you choose?

This year, you can end the decision dilemma!

To choose health insurance wisely, you want to find a plan that offers the right balance between costs and coverage… a policy that meets your care preferences and requirements without exceeding your resources.  

Navigating Health Insurance will show you how to compare health plans, estimate costs, understand benefits, decipher medical bills, take steps to avoid surprise billing, and reduce expenses for routine care and medications.

This Harvard Medical School Guide will help you make your selection with less trepidation and more confidence. With important enrollment period deadlines approaching soon, you should download this Guide now. In this fact-filled 2019 edition of Navigating Health Insurance, you’ll read…

… what to look for—and look out for—before you enroll in any plan. The Harvard Medical School Guide untangles the terms—from in-network to out-of-pocket.  It will show you how to spot red flags in coverage…how to calculate your true expenses … and shares the 12 must-ask questions when assessing a plan.

… how 2019 changes impact ACA, Medicare, supplemental plans, and more.   If you’re over 65, you’ll be getting a new Medicare card in 2019. What else is in store? What new provisions can you expect from both public and private insurers? The Harvard Medical School Guide will give you answers—and alternatives. 

… how to manage your health care costs—with top quality care! You’ll read how health-and-cost-conscious adults can cut expenses, avoid unnecessary procedures, and identify the best physicians. You’ll get tips to maximize a health savings account… cut drug costs…and much more.